Equipment Financing and Leasing

Flexible Terms. Lowest Market Rates.

RACKsteel provides financing solutions for industrial storage systems and material handling equipment. RACKsteel’s leasing structures enable facilities to acquire necessary infrastructure, including pallet racking, shelving, and forklifts, while preserving working capital and maintaining predictable monthly operational costs.

Our financing programs support business growth with the lowest interest rates on the market. For a detailed financing quote tailored to your project requirements, contact a member of the RACKsteel team.

Racking and Infrastructure Financing

Lease-to-Own

Under this lease contract, fixed payments are required over a predetermined term. At the conclusion of the lease, ownership of the racking equipment is transferred for a nominal value, typically $10. This option is beneficial if the intention is to capitalize on storage infrastructure assets over time.

Forklift and Material Handling Leasing

RACKsteel offers multiple financing options for all new material-handling units.

FMV Lease (Walk-Away Option)

This usage-based contract allows for the greatest flexibility at the end of the lease term. Options include returning the equipment, renewing the lease, purchasing the unit for Fair Market Value, or refinancing.

FPPO Lease (Walk-Away Option)

A usage-based contract featuring a Fixed Price Purchase Option. This allows for the return of the equipment at the end of the term or a purchase for a pre-determined amount established at the start of the lease.

Lease-to-Own ($10 Purchase)

Similar to the racking finance structure, this contract transfers full ownership of the forklift for a nominal $10 fee after all scheduled lease payments are completed.

TRAC Lease (Fixed Residual)

A lease with a fixed residual value position, usually expressed as a percentage of the equipment cost. The equipment may be returned, but responsibility remains for the fixed residual value at the end of the term.

Financial Benefits

Utilizing RACKsteel financing provides measurable advantages for warehouse and distribution center operations:

Capital Preservation

Acquire high-value assets without a significant upfront capital expenditure. Allow cash flow to be directed toward inventory or personnel rather than equipment.

Tax Efficiency

Lease payments may be treated as a pre-tax business expense (consult with a tax professional regarding specific regional regulations and eligibility).

Flexible Terms and Low Rates

Our access to the lowest interest rates in the market ensures that financing costs remain minimal relative to the equipment’s operational value.

Technology Refresh

Walk-away lease options allow facilities to upgrade to the latest forklift technology every 3 to 5 years and reduce maintenance costs associated with aging fleets.

Application and Approval Process

RACKsteel coordinates financing as part of the overall project delivery. Our team assists with:

Credit Application Review: Rapid processing of financial information to secure approvals.
Customized Payment Schedules: Aligning lease terms with facility budget cycles and project timelines.
Documentation Management: Confirming that lease and purchase options are clearly defined and executed.
Fleet Integration: Coordinating financing for both storage infrastructure and mobile equipment under a unified project scope.